Our clients have direct access to over 50 advanced AI analysis tools with the simple click of a request button. 
 

1. Core Financial Analyses

These are foundational insights to guide all planning:

• Net Worth Analysis: Auto-updating dashboard of assets vs liabilities

• Cash Flow Audit: Tracks income, expenses, savings rate, and surplus

• Emergency Fund Review: Calculates recommended buffer based on volatility & income sources

• Debt Optimization Review: Rank debts by cost/risk, recommend payoff order or refinance

• Savings Rate Optimization: Benchmark vs goals (retirement, housing, etc.)

 

 

2. Retirement & Distribution Planning

Helps identify retirement gaps and optimize drawdowns:

• Retirement Gap Analysis: Forecasted income vs future needs using inflation-adjusted modeling

• Withdrawal Strategy Simulation: Tax-efficient order of operations (Roth → Taxable → Pre-Tax)

• Roth Conversion Timing Engine: AI determines optimal years & amounts to convert

• Sequence of Return Risk Stress Test: Shows how different market timings impact retirement

• Social Security Strategy Optimizer: Best claiming age and strategy (solo or spousal)

• Lifetime Tax Liability Forecast: Based on current accounts and RMDs

 

 

3. Advanced Investment Analysis

Goes deeper than traditional Monte Carlo:

• Smart Monte Carlo with Stress Scenarios: Simulates bear markets, inflation spikes, longevity

• Tax Drag Analysis: Estimates loss to taxes across taxable, tax-deferred, and tax-free accounts

• Asset Location Optimizer: Places assets in best accounts to minimize tax & boost growth

• Portfolio Risk Heatmap: Visualizes concentration, volatility, and downside risks

• Private Investment Vetting (pre-due diligence): Red flag scan of deals, team, and market data

• Alternative Asset Liquidity Mapping: Matches asset lockups to personal timeline needs

 

 

 4. Insurance & Protection Reviews

Maximizing protection, cash value, and alignment:

• Life Insurance Audit: Review of IUL/WL/Term for overfunding, lapse risk, policy charges

• Income Replacement Gap Analysis: Ties to disability, key person, buy/sell policies

• Long-Term Care Risk Mapping: Projected exposure and protection options

• Premium Efficiency Simulation: Shows value per $1 spent on protection vs growth

• Survivorship Planning Model: Cash flow if either spouse dies early

• ILIT or Policy Trust Strategy Prompt: When to introduce irrevocable structures

 

 

5. Business Owner & Entrepreneur Insights

Critical for your niche:

• Business Financial SWOT: Profit margins, revenue trends, tax inefficiencies

• Entity Structure Optimizer: Compares LLC, S-Corp, C-Corp setups for tax flow

• Owner Compensation Strategy: Salary/dividend mix for personal wealth building

• Augusta Rule & Home Office Audit: Untapped deductions and audit risk check

• Solo 401(k) vs SEP IRA vs Cash Balance Plan Scoring

• Valuation Range Estimate: For funding, exit, or insurance purposes

• Sale/Exit Readiness Checklist: Tax consequences, earnout models, buyer types

• Buy/Sell Agreement Stress Test: Gaps in funding or trigger logic

 

 

6. Tax Planning Modules

AI-driven forward tax engineering:

• Year-by-Year Tax Forecast: Based on current income, investments, deductions

• Capital Gains Harvesting Plan: Optimal sell windows and offset strategy

• Charitable Giving Optimizer: DAFs, CRTs, appreciated asset stacking

• 1040 Line Item Red Flag Review: Finds inefficiencies based on last return

• Multinational Tax Planning (for expats/inbound): Avoiding double taxation

• Advanced Trust Use Cases: When to explore SLATs, GRATs, CRUTs, etc.

 

 

7. Estate & Legacy Planning

Generational wealth with precision:

• Legacy Gap Estimator: Are you on track to leave your desired inheritance?

• Estate Liquidity Forecast: Will heirs have to sell assets to pay estate tax?

• Will & Trust Readiness Checklist

• Beneficiary Risk Review: Are minors, spendthrifts, or ex-spouses protected against?

• Gifting Strategy Model: Annual exclusion, lifetime exemption, asset choice

• Dynasty Trust Potential Score: For high-net-worth family legacies

 

 

 8. AI Concierge Services

These are more interactive, custom, and boutique:

• Request-Based Custom Analysis: Clients click “Ask AI” on specific financial goals or concerns

• Quarterly Plan Optimization Reviews: Auto-updates retirement, tax, and insurance models

• Scenario Simulation Requests: “What if we sold our business in 3 years?” — and get a full simulation

• Family Office Navigator: Recommends the right partners (CPA, Attorney, Advisor) based on needs

• Wealth Score Generator: Simple-to-understand score across Protection, Growth, Liquidity, Legacy

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9. Real Estate Wealth Builder

Advanced insights for primary homes, investment properties, and future acquisitions:

• Equity Velocity Analyzer
  Projects compound return on equity & when to refi, leverage, or 1031

• Rent vs Hold vs Sell Simulator
  AI models cash flow, appreciation, tax hits, and opportunity cost

• Depreciation & Cost Segmentation Scanner
  Identifies tax advantages from accelerated depreciation (bonus, Section 179)

• Cap Rate & DSCR Benchmarking Tool
  Auto-comparisons of property performance vs market averages

• Real Estate Allocation Optimizer
  Balances real estate vs liquid assets for diversification and liquidity access

• 1031 Exchange Readiness Prompt
  Flags ideal times to defer taxes through like-kind exchange strategies

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10. Business Buy/Sell Intelligence Suite

Adds deal vetting and exit strategy horsepower:

• Buy-Side Opportunity Evaluator
  Benchmarks potential acquisitions: earnings quality, risk flags, synergy potential

• Deal Structuring Optimizer
  Simulates cash vs seller financing vs earnout tradeoffs

• Exit Timeline Scenario Builder
  Forecasts value across 1/3/5/10-year hold periods factoring in EBITDA growth

• Tax-Efficient Exit Planner
  C-Corp QSBS, installment sales, deferred comp, and asset sale vs stock sale

• Due Diligence Red Flag AI Screener
  Flags legal, accounting, and team issues for both buy and sell scenarios

• Post-Sale Wealth Shift Blueprint
  Re-allocates liquidity across tax shelters, protection, and income-generating assets